Mediocre mortgages are a dime a dozen. That’s why Sioux Falls Fed flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Sioux Falls Fed mortgage team can do for your home purchasing goals.
The sioux Falls Fed Difference
Why pay more when you sit down at the closing table? We’re giving you options to say “so long” to closing costs when you apply for certain home loans with Sioux Falls Fed.*
Sioux Falls Fed keeps the fees associated with financing a home sensible and minimal. Our origination fee is just 0.75% of the loan amount.
We don’t leave you hanging on our prequalification decisions—you know your approval status when you meet with your loan officer.
Our local team features an underwriting pro who can make the qualification process smooth, simple and speedy.
What Describes You?
Avoided credit cards for fear of “bad credit history?” No history can be even harder on your credit score.
So you misplaced your credit card. Before panic, remember step one is reporting it lost or stolen.
Did you know revolving credit, or your combined credit access, factors into your credit score?
Not all e-commerce sites are built alike. Spotting an untrustworthy one is the first step.
If someone is making fraudulent charges to your account, how will you know?
Vacations should be easy and breezy—don't stress when they ask for a card for the reservation.
When it comes to credit cards, there are two major categories—secured and unsecured. Let’s talk the former.
*Offer applies to first mortgages only. Offer excludes Construction/Lot Loan, Home Improvement Loans, Home Equity, and Home Equity Lines of Credit. All expenses not specified herein, including, without limitation, all federal, state and local taxes, are member’s sole responsibility. Equal Housing Lender. NMLS 441310