NO INTEREST OR BALANCE TRANSFER FEES*. 

There’s nothing like some spending power in your wallet. Especially when you can rely on no interest rates and no balance transfer fees*. It’s the credit union difference—no surprises, no hidden expenses. Just a credit card that works for you.

 

Apply Now

Limited-Time-Only Offer

Credit Card Interest—On Pause.

Take a break from paying credit card interest. Move your balance to a SFFCU credit card to enjoy a 0% transfer fee and 0% APR* thru Oct. 31, 2019.

 

Apply Now
balanceTransferCircle

0% Balance Transfer

You have credit card debt—consolidate it into one easy payment and eliminate the balance transfer fee. For a limited time**, transfer to a Better Rewards or Better Rate Visa® Credit Card from Sioux Falls Fed.

aprCircle

0% APR*

There’s nothing more frustrating when paying your bills than interest payments. You deserve a break! Transfer your balances to a Sioux Falls Fed credit card—enjoy 0% interest thru Oct. 31, 2019!**

budgetReliefCirlce

Budget Relief

Making monthly payments to multiple credit card balances month after month can do a number on your budget-planning. Consolidation is key—simplify your payments and temporarily eliminate that pesky interest!

Two Top-Notch Credit Cards

What Matters Most To You?
CreditCardBetterRewards

Maximum Rewards

Earn points for each dollar spent—redeem for travel, gift cards and cash back!

Minimal Fees

There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.

Instant Access

Check history and make payments from any devices—laptop, tablet or smartphone.

Credit Card Rewards Image

Lowest Rate

Enjoy the lowest interest—pay in full by your due date, and no interest is charged!

Minimal Fees

There’s no annual fee and no fees for cash advances or balance transfers. Foreign transactions only incur a 1% fee, while late and returned payments incur $25 or less.

Instant Access

Check history and make payments from any devices—laptop, tablet or smartphone.

Our Members Say...

I had been with my larger national bank for several years. Constant fees and policy changes made banking with them a total pain. I heard great things about SFFCU and applied for an account online. Within a few hours I received a phone call from an account specialist letting me know that I was approved. The specialist took the time to tell me about the many benefits of their credit union. When I went to make my initial deposit I, I was greeted in a warm and friendly manner and introduced to an account specialist who finished my application and accepted my deposit.

- Wadem

I had so many problems getting a checking account through a bank in my area, I had wondered why it was so hard. They needed so much money down and I had to keep a certain amount of money in there at all times or I would be penalized. It's like I was paying them to be my bank. I could never get that money back so what was the point. I went to Sioux Falls Federal Credit Union and had nothing but wonderful experiences. They didn't have any crazy fees, or bunches of rules. It was easy to get the checking account started, they did it right there for me. All I had to do was sign and come up with a pin number. Couldn't ask for anything more :)

- Michael Johnson

Recently I applied to this institution for a mortgage loan, and found that they exceeded my expectations. I was looking to buy a home in Sioux Falls, and I am not from that part of the country. The representative not only made the process seamless, she offered ideas to what part of town I should buy in. Overall I am excited to move to this part of the country, as this was my first business experience with any organization based in this part of the country. I was told what was needed to make my application processes as successful as possible, and I was updated by the same representative throughout the process. In the past getting a mortgage was a nightmare for me, but in this situation I found the process to be easy! I am happy to say that this is now my current bank for all my banking and investment needs. I wish I could give even more stars, because my experience is now fantastic in all my banking accounts! This is an A plus bank on my list!

- David Seibert

Ready for a better credit card?

**Balance transfer must occur between Nov. 1, 2018 and Jan. 31, 2019, to incur the 0% APR* Promotional/Introductory Rate. Promotional/introductory rate ends Oct. 31, 2019. *Annual Percentage Rate. Some restrictions apply.

For full Terms and Conditions, go to mymoneymyway.org. Visa® credit cards are issued by Sioux Falls Federal Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.