See Vehicle. Buy Vehicle. Drive Off Into Sunset.

We want you to peel out of the vehicle lot with a smile on your face. That’s why Sioux Falls Fed brings you the auto lending rates, pre-qualification and borrowing options to help you rule the road (or water). Let’s talk about what the Sioux Falls Fed auto lending team can do for your garage goals.

Apply Now

The Sioux Falls Fed Difference

90 Days 0 Pays

Sioux Falls Fed is offering up a perk to sweeten your vehicle-buying deal. For a limited time only*, when you close on an auto loan, toy loan or refinance with Sioux Falls Fed, you can enjoy 90 days of no payments.


Enviable Rates

You don’t have to settle for a national lender— keep your auto, toy or refi loan local, and enjoy the interest rate benefits, as low as 3.25% APR**.


Speedy Qualifications

We don’t leave you hanging—we get you a pre-approval decision quickly and set you up for success when you hit the car lot.


Versatile Borrowing Options

Not all auto buyers look (or spend) alike—so we’ve diversified our borrowing options for those looking for two-, four- or many-wheeled vehicles.

Perfect for any standard auto buyer—from sedans to vans to trucks

Plus our 90 Days, 0 Pays promo can apply!*

When a second vehicle is in the cards, look here for motorcycle, RV or boat purchases

Plus our 90 Days, 0 Pays promo can apply!*

Lock in a healthier rate to make your car payments more affordable—start here with an existing auto loan

Plus our 90 Days, 0 Pays promo can apply!*

A low-payment alternative to leases, called DrivingSense®, with no money down, no deposit and ownership retained

a video guide to financing a vehicle

The pros from sioux falls fed weigh in
Not sure where to begin when it comes to buying a vehicle? We've got a new series featuring our own Sioux Falls Fed pros, guiding you through some of the most commonly questioned steps in the process!
Access all the episodes of our web series for free! Fill out the form to get started.

Screen Shot 2019-08-08 at 8.16.29 AM

Watch our web series

binge the whole season - access below


Common auto loan myths debunked

We hear auto loan myths all the time—let’s set the record straight on what’s true and what’s make-believe.

Five Myths Debunked


Unpacking 'APR' — what it means for your car loan

So we’ve seen that acronym countless times—but what does APR really mean to a car-buyer?

Get the Full Rundown


What to look for in an RV purchase

Have an adventurous spirit? If you’re clamoring for outdoorsy getaways, let’s talk buying an RV.

Five Factors to Consider
Ready to get pre-approved?

*Offer valid June 1, 2019 through August 31, 2019, on auto, toy and refinance loans. DrivingSense excluded from offer. Refinancing may acquire a transfer fee. Actual term of the loan begins no sooner than 90 days after the loan origination and payment is based on actual term. Interest begins to accrue on the date the loan originates. All loans subject to credit approval. Programs, rates, terms and conditions are subject to change without notice.
**Annual percentage rate. With approved credit. Some restrictions apply.